How to Send Money From India to Bangladesh Safely and Fast

How to Send Money From India to Bangladesh Safely and Fast (2025 Guide)

Sending money from India to Bangladesh is now easier than ever. Whether you want to transfer INR to BDT for family support, business payments, freelancer earnings, or emergency needs, several digital platforms and exchange services make the process fast, secure, and affordable. However, users still face confusion about the best exchange rates, transfer speed, hidden charges, and the safest method to send money.

This detailed guide explains everything you need to know about India to Bangladesh money transfer, including the cheapest methods, current exchange rates, fees, time, documents required, and step-by-step transfer instructions.

Why People Transfer Money From India to Bangladesh

Every day, thousands of people send money across borders. Here are the most common reasons:

• Supporting family members

• Business payments

• Freelancers receiving income

• Paying for services

• Emergency transfers

• Online shopping or service payments

• Educational or medical expenses

No matter your purpose, choosing the right money-transfer method can save both time and money.

Key Challenges in India → Bangladesh Transfers

Despite many available services, users face several real problems:

1. High exchange rate difference

Banks and big money transfer apps often deduct hidden charges by offering low INR to BDT exchange rates.

2. Delayed transfers

Some methods take hours or even days.

3. ID verification issues

Users without full KYC struggle to send or receive money.

4. Limited Indian UPI to Bangladeshi wallet support

Direct PhonePe to bKash or GPay to bKash is NOT officially supported.

5. Extra service charges

Most traditional transfer methods add high processing fees, GST charges, or conversion fees.

Due to these issues, many users prefer dedicated digital exchanger platforms for quick INR-to-BDT conversion.

Best Methods to Send Money From India to Bangladesh

Below are the most reliable and widely used transfer methods:

1. Digital Money Exchanger Services (Fastest & Easiest)

Platforms like INRtoBDT allow people to send money instantly by exchanging INR to BDT at competitive rates.

Why people prefer online exchangers:

• No bank delays

• Instant transfer

• Good exchange rates

• Supports UPI apps: PhonePe, Google Pay, Paytm

• Sends to bKash, Nagad, Rocket, Bank Accounts

• Low fees

• No complicated documentation

If you want fast delivery, this is the best choice.

2. Bank-to-Bank Transfers (Slow but Safe)

You can transfer money from an Indian bank to a Bangladeshi bank through:

• SWIFT transfer

• International remittance

• Wire transfer services

Downsides:

• Takes 1–5 working days

• Higher bank fees

• Exchange rate is lower

• More paperwork required

3. International Money Transfer Apps

Some apps support transfers, such as:

• Wise

• Western Union

• Remitly

• MoneyGram

These offer secure transfers, but the charges can be higher compared to local exchange platforms.

Step-by-Step Guide to Send Money From India to Bangladesh

Here’s the easiest way to send money using digital exchangers:

Step 1: Contact the exchanger

Choose a trusted platform like inrtobdt.com.

Step 2: Confirm exchange rate

Rates change daily; confirm the INR to BDT rate.

Step 3: Send INR via UPI

You can pay using:

• PhonePe

• Google Pay

• Paytm

• UPI ID / QR code

Step 4: Share receiver details

Provide:

• bKash / Nagad number

• Rocket number

• Bank account details (optional)

Step 5: Receive BDT instantly

Most transactions take 1–5 minutes.

How Much Money Can You Send From India to Bangladesh?

India to Bangladesh Money Transfer — Charges & Fees

Digital exchangers offer the best value.

INR to BDT Exchange Rate Today

The rate varies daily based on:

• Indian currency strength

• Bangladeshi Taka market value

• International forex market

Most exchangers offer better rates than banks.

Why Choose INRtoBDT for Money Transfer?

Here are the reasons why thousands of users prefer INRtoBDT:

• Fast processing (1–5 minutes)

• 24/7 customer support

• Secure exchange method

• Real-time rate updates

• bKash, Nagad, Rocket supported

• No hidden charges

This saves users time and avoids complicated bank procedures.

Documents Required for India → Bangladesh Transfers

Depending on the method, you may need:

• NID / Aadhaar card

• Phone number verification

• Bank account details

• Receiver mobile wallet number

Digital exchangers require minimal documentation.

Safety Tips When Sending Money

• Always check the exchanger’s reputation

• Confirm the rate before sending money

• Take screenshots of payment proof

• Use verified mobile numbers

• Avoid unknown platforms

Frequently Asked Questions (FAQs)

1. Can I send money from PhonePe to bKash?

No, direct PhonePe-to-bKash is not possible.
But you can send via an exchanger.

2. How long does it take to send money?

Usually 1–5 minutes using digital exchangers.

3. Is the money transfer safe?

Yes, if you use a trusted service.

4. Can I send INR to USD or USD to BDT?

Yes, exchanger platforms support INR → USD → BDT or USD → BDT.

Conclusion

Transferring money from India to Bangladesh is simple if you choose the right method. Digital exchange platforms like INRtoBDT provide the fastest and most affordable solution for everyday users. With instant delivery, competitive rates, and secure transactions, anyone can send money across borders with confidence.

Whether you need to send funds for family, business, freelancing, or emergency situations, this guide helps you understand every step clearly.